TIPS Financial Magazine January/February 2023 Edition

With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any potential liabilities. On page 08, we look at the way personal tax planning should be at…

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Top 10 investing principles

Everyone has a different idea of what money means to them. Having a financial plan can help you get where you want to be. The reality is that investors who make the effort to plan for the future are more likely to take the steps necessary to achieve their financial goals. Your financial plan should…

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Pension saving revolution

Since it was introduced ten years ago, auto-enrolment has revolutionised pension saving for millions of people in the UK, encouraging a culture of saving for the long term. It’s been a positive initiative, and individuals now have to take more responsibility for their retirement savings. This has meant many people now put some money away…

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Preparing your finances for retirement

Some people assume that they will be able to retire on time, regardless of what the stock market or inflation rates are doing. However, this is often not the case. Market volatility and inflation as we’ve seen over recent months can have a significant impact on the cost of living in retirement, and they can…

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December 2022 financial guidance factsheets

All of our December financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information, all of our independent financial advisers offer a free initial consultation…

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How to maximise the value of your pension savings

Mistakes to avoid when you’re aiming to build your pension pot. Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances or even contemplate saving for the…

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Spotting an investment scam

The majority of UK adults have or know someone who has received a suspicious communication in the last 12 months, according to new research. This equates to 27 million people across the UK. Most of these cases can be described as ‘phishing scams’ (51%), when a fraudster attempts to imitate a legitimate company or person…

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Truly Independent in support of Realise Forest

We are delighted to announce our support for the Realise Forest initiative. Truly Independent has donated ten trees to be planted in the coming months to support the fight against climate change. We have always believed in doing our best to impact the communities we serve positively. Having previously supported the National Autistic Society, Hospice…

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TIPS Financial Magazine November/December Edition 2022

Welcome to our latest edition. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. On page 10 we look at the impact breaks in pension…

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What do you want from your investments?

Identifying areas where you could be saving and investing more money. It’s important to regularly review your finances in order to stay on top of your money and make sure you’re making the most of it. A personal financial review can help you identify areas where you could be saving and investing more money. This…

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Truly Independent listed one of UK’s best

We are delighted to announce that Truly Independent has been listed in the latest FTAdviser Top 100 Financial Advice Firms 2022. This award showcases the best of the best within the financial adviser profession and the broader financial services sector that provides them with the products to serve their clients best. The list is produced…

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Prioritising the power of pensions

A very tax-efficient solution for passing on your wealth Passing wealth through the family, for most, is an important part of their estate preservation planning process. Pension funds are typically free of Inheritance Tax provided the scheme trustees/administrator has discretion over the payment of death benefits. Passing on your wealth As well as supporting you…

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