You have worked hard to build your wealth and planning the best route for the next generation is important. Passing it on fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may be…
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Are you part of the sandwich generation financially squeezed between elderly parents and children? Faced with the task of caring for elderly parents alongside your children, being in the sandwich generation can be a testing time. Finding yourself squeezed between – and often by – these two generations can be very stressful. As well as…
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Get a head start on your tax planning resolutions and avoid the mad march rush. Although the current tax year does not end until 5 April 2019, tax planning shouldn’t be a mad March rush. Now is the perfect time to get a head start on your tax planning resolutions to enhance your own, your…
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A pound saved is a pound earned. But thanks to inflation, over time, the value of the pound saved could be much less than when it was earned. One cannot ignore the corrosive impact of rising prices on investments. Investors can easily fail to prepare for the risk of inflation eroding the purchasing power of…
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Building wealth for a solid financial future. As a parent, guardian or grandparent, you’ll want to provide the best future for your children or grandchildren that you can. Christmas is an excellent time to encourage children to start thinking about the value of money. Many children have hundreds of pounds spent on them at Christmas,…
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Pensions in relationship breakdowns could well be the biggest single asset in the relationship. What is likely to be a divorcing couple’s most valuable asset? The family home will spring to most people’s minds first. But the value of a pension could well be the biggest single asset in the relationship. When and how pensions…
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The greatest strains on physical and mental health can be work pressures. There is an increasing trend for people to work for longer and delay their retirement, with some staying in work out of financial necessity. But one of the primary concerns people have about working beyond their 50s is the impact this could have…
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Take steps now to prepare yourself for retirement. With increasing numbers of people working past traditional retirement ages [1], stopping work can seem a long way off, especially for younger people. But it’s the dream of an early retirement that keeps many people going through the daily work grind. Fantasies of a round-the-world-cruise, sundowners on…
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Life insurance gives you peace of mind knowing that your family is protected. It’s understandable that we would rather not think of the time when we’re no longer around. But it’s important to protect the things that really matter – like our loved ones, home and lifestyle – in case the unexpected happens. Protected Financially…
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Protecting, preserving or ultimately distributing wealth. As part of your Inheritance Tax Planning, you may want to consider putting assets in trust – either during your lifetime or under the terms of your Will. Putting assets in trust – rather than making a direct gift to a beneficiary can be a more flexible way of…
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Numbers nearly double in the last two decades. With so much choice on offer, and with frequent rule changes and distinct tax benefits to consider, finding the right vehicle for your retirement planning is essential. Add to this the number of taxpaying pensioners nearly doubling over the last two decades, and with talk of also…
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Planning assets efficiently to the next generation remains a primary objective for many and highlights the importance of Inheritance Tax planning. There are many things to consider when looking to protect your family and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what…
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